Alpha Title Guaranty, Inc. is a Kansas & Missouri licensed Title Company with its corporate headquarters located in Kansas City, Missouri. For purposes of this privacy statement, “ATG” means Alpha Title Guaranty. If you have questions or concerns regarding this statement, you should first contact the Alpha Title Guaranty site coordinator at docs@alphatitleinc.com. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact our headquarters at (913) 498-8999.
Your Privacy is Very Important to Us.
At Alpha Title Guaranty, Inc., your privacy is our highest concern. We understand that you delegate us with your private financial information to help us match you with a bank, lender or loan broker (we refer to all of these as “Lenders”) or real estate professional who can meet your needs. In exchange for your trust, you expect and deserve our dedication to treat your information with respect. Rest assured that we protect your privacy. Under NO circumstances will Alpha Title Guaranty, Inc sell or share any personal information about you to or with any person or organization except: as allowed by you, to participating lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the principles we adhere to in handling information about you and your loan request.
We Want to Inform You of the Following:
- Information we may collect on an Alpha Title Guaranty, Inc. website
- How your information is used
1. Information We Collect.
There are several areas on ATG’s website where you may be asked to enter both personal and non-personal information. We will not and do not sell or share any personal information about you to or with any person or organization except: as sanctioned by you, to participating Lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order.
- Information we receive from you on loan or realty requests. When you come to an Alpha Title Guaranty, Inc. site to complete a qualification form you’ll need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information depending upon your expressed loan or real estate referral preference.
- Supplementary information for your loan or realty request. When you complete a loan at the Alpha Title Guaranty, Inc site, it may be necessary for us to supplement the information you provide with information from third party sources.
- Technical information we collect. In order for us to ensure that we are providing the best possible consumer experience on the Alpha Title Guaranty, Inc, we collect and track certain user information.
- Information from the “Contact Us” section of the ATG Web site. You may contact Alpha Title Guaranty, Inc through the “Contact Us” feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.
- Information we collect when you apply for a job at Alpha Title Guaranty, Inc. Alpha Title Guaranty, Inc may collect information from job applicants via the “Careers with Alpha Title Guaranty, Inc” feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.
2. How your information is used.
We use the information you provide on your loan or realty request to determine what loan programs you may be eligible for. We may also send your information to other third parties relevant to your transaction. Lenders will also receive your credit history when they review your request. Alpha Title Guaranty, Inc. may also share certain aggregated data with our Lenders and other third parties for general marketing and demographic purposes; however, this data does not and will not include any of your personal identifying information.
- Sharing information with authorized agents. (when you click on the “Submit” button or on the “Continue” button on “Application” on the loan the information you provide on the loan will be sent through the Alpha Title Guaranty, Inc system and may be presented to our certified agents. Our authorized agents do not sell or share your personal information with any person or organization.
More Details
1. Who We Are.
When you visit a Alpha Title Guaranty, Inc web site to request a loan, you will complete one simple loan or realty request. We will then contact you for additional information to determine what programs you may qualify for.
2. Information We Collect. Information we receive from you on loan or realty requests.
Some of the information you supply to us on the loan or realty request may be optional. If you supply this information, it will not be sold or shared to or with any person or organization except: as authorized by you, to participating Lenders, real estate professionals or other parties involved in your transaction, or as may be required by law or court order.
- Supplementary information for your loan or realty request. In order for us to match you with the best programs, we may need to obtain additional data. For example, we may use your name and Social Security Number to request a credit report to help us determine which lenders are best suited to compete for your business.
- Technical information we collect. When you visit the Alpha Title Guaranty, Inc. website, our Web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit. Banner advertisements for Alpha Title Guaranty, Inc may also have cookies served by third parties. The cookie tracks information on how the advertisement and our site are being used, including session counts, navigation patterns, pages visited, etc. These cookies, do not store any personally identifiable information such as your name, email address, phone number, etc. These cookies cannot be related to you as an individual unless you complete a loan or realty request.
When you complete a loan or realty request, we store your cookie identification in our system. If you request that we remember you during a loan or realty request, we use this cookie to allow our site to recognize you when you return.
ATG also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on Alpha Title Guaranty, Inc. servers and do not store or place anything on the user’s computer.
If you come to the ATG web site from an online banner ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns.
- Information from the “Contact Us” section of a Alpha Title Guaranty, Inc. Web site. In the “Contact Us” form, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help resolve any issues you report to us.
- Information gathered from the “Affiliates” section of a Alpha Title Guaranty, Inc. Web site. If you come to a Alpha Title Guaranty, Inc site through an affiliate site, ATG will never sell or share your information with that, or any other, affiliate. All transactions take place on Alpha Title Guaranty, Inc servers. Please see our security page for more information on how we protect the integrity of your data.
- Information we collect when you apply for a job at Alpha Title Guaranty, Inc. When you apply for a job through a ATG Web site, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold or shared with any person or organization. All data collected will be used for the purposes of evaluating your application for employment. Your e-mail address or telephone number may be used by authorized ATG employees to contact you concerning your application.
How your information is used
We will take your information and determine what loan programs best fit your situation and needs. We will then contact you and discuss your options.
Altering Information You Submit Through an Alpha Title Guaranty, Inc. Web Site.
Changing your information. If you want to change the type of loan or make other significant changes to your loan or realty request, you might need to make another request through our website.
Deleting your information. Even if your loan or realty request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely.